Presented by Roberta L. Nestor The cost of college is steadily rising, and student loan debt has reached crisis status.  What does this mean for you?  It is more important than ever to commit to savin ...

By Roberta L. Nestor On February 5, 2018 the Financial Industry Regulatory Agency (FINRA) put into effect two rules that address the financial exploitation of seniors and vulnerable adults.  These new ...

By Roberta L. Nestor Spring is the perfect time to attack those piles of paper and even your computer files.  There are many reasons to keep your personal papers in order and with identity theft on th ...

Presented by Roberta L. Nestor ABLE accounts, also known as 529A or 529 ABLE accounts, were established as part of the Achieving a Better Life Experience Act of 2014.  This act created these tax-advan ...

By Roberta L. Nestor Whether you are 25 or 65, getting married is exciting; however, it brings many challenges for couples.  The majority of first marriages today will involve joining together two inc ...

Valentine’s Day is almost here — and it’s a pretty big business.  In fact, U.S. consumers spent about $18 billion on their valentines in 2017, according to the National Retail Federation.  Of course, ...

Presented by Roberta L. Nestor On December 22, 2017, the President signed the Tax Cuts and Jobs Act of 2017 (the act or TCJA).  The legislation makes significant changes to the Internal Revenue Code ( ...

We’ve reached the end of another year – which means it’s just about time for some New Year’s resolutions.  Would you like to study a new language, take up a musical instrument or visit the gym more of ...

By Roberta L. Nestor November is the month we traditionally give our thanks for the many blessings we have in our lives.  National Caregivers Month is also in November and dedicated to acknowledge and ...

By Roberta L. Nestor When is the last time you reviewed your 401k elections?  If you started your 401k plan years and years ago, more than likely it is on auto-pilot.  You elected a fixed percentage o ...

By Roberta L Nestor The Free Application for Financial Student Aid (aka FAFSA) has new filing dates that went into effect a year ago, however the importance of these new dates has not been widely publ ...

By Roberta L. Nestor Reading about money and finance does not have to be boring!  The selection below is a combination of unique reads that you might find informative, fun and some worthy of a page tu ...

By Roberta L. Nestor In case you missed it, Tax Freedom Day has passed and for the average US worker, it was April 23rd, 113 days into the year.  Tax Freedom Day varies from state to state and from co ...

By Roberta L. Nestor The remainder of 2017 will have today’s 1.3million active-duty service members learning about the changes in their retirement benefits and they will have all of 2018 to decide whi ...

By Roberta L. Nestor A few years ago TheBeFrugal.com conducted a Mother’s Day Survey to learn more about the affect a mom’s financial advice had on their children.  The online survey (by The Omnibus C ...

By Roberta L. Nestor How many times have we heard the old adage “Don’t put all of your eggs in one basket”?  In the past that advice was specific to making sure you had a well-diversified investment p ...

By Roberta L. Nestor Green!  We all know the color of money is green, maybe we don’t know why and how this came about, but a quick google search and here is the brief history.  The new bills created b ...

By Roberta L Nestor Years ago, when young couples married and bought a home, the first thing they did was get life insurance, just in case.  Whether you are a two income family or one, it is unlikely ...

By Roberta L Nestor What is in store for investors in 2017?  If you take the markets, interest rates and politics out of the equation, it might seem like the same status quo.  Contribution levels to r ...

By Roberta L. Nestor It is somewhat interesting that the IRS “allows” you to gift money to family members each year.  The way this is phrased might lead someone to believe that there are some actual t ...