By Roberta L. Nestor November is National Family Caregivers Month.  How many caregivers are there in the U.S.?  Approximately 43.5 million caregivers have provided unpaid care to an adult or child in ...

Presented by Roberta L. Nestor As summer turns to fall, flocks of recent high school graduates leave the nest and head off to college or university for the first time.  Their parents are faced with a ...

By Roberta L. Nestor Who is educating our children about personal finance?  According to a New York Times article written in January, most states are severely lacking when it comes to teaching high sc ...

By Roberta L. Nestor Reading about money and finance does not have to be boring!  The selection below is a combination of unique reads that you might find informative, fun and some worthy of a page tu ...

By Roberta L. Nestor Financial navigation in this new world is challenging and it is different.  Just ask any young adult.  The combination of college loans and lack of jobs are massive contributing f ...

Presented by Roberta L. Nestor The cost of college is steadily rising, and student loan debt has reached crisis status.  What does this mean for you?  It is more important than ever to commit to savin ...

By Roberta L. Nestor On February 5, 2018 the Financial Industry Regulatory Agency (FINRA) put into effect two rules that address the financial exploitation of seniors and vulnerable adults.  These new ...

By Roberta L. Nestor Spring is the perfect time to attack those piles of paper and even your computer files.  There are many reasons to keep your personal papers in order and with identity theft on th ...

Presented by Roberta L. Nestor ABLE accounts, also known as 529A or 529 ABLE accounts, were established as part of the Achieving a Better Life Experience Act of 2014.  This act created these tax-advan ...

By Roberta L. Nestor Whether you are 25 or 65, getting married is exciting; however, it brings many challenges for couples.  The majority of first marriages today will involve joining together two inc ...

Valentine’s Day is almost here — and it’s a pretty big business.  In fact, U.S. consumers spent about $18 billion on their valentines in 2017, according to the National Retail Federation.  Of course, ...

Presented by Roberta L. Nestor On December 22, 2017, the President signed the Tax Cuts and Jobs Act of 2017 (the act or TCJA).  The legislation makes significant changes to the Internal Revenue Code ( ...

We’ve reached the end of another year – which means it’s just about time for some New Year’s resolutions.  Would you like to study a new language, take up a musical instrument or visit the gym more of ...

By Roberta L. Nestor November is the month we traditionally give our thanks for the many blessings we have in our lives.  National Caregivers Month is also in November and dedicated to acknowledge and ...

By Roberta L. Nestor When is the last time you reviewed your 401k elections?  If you started your 401k plan years and years ago, more than likely it is on auto-pilot.  You elected a fixed percentage o ...

By Roberta L Nestor The Free Application for Financial Student Aid (aka FAFSA) has new filing dates that went into effect a year ago, however the importance of these new dates has not been widely publ ...

By Roberta L. Nestor Reading about money and finance does not have to be boring!  The selection below is a combination of unique reads that you might find informative, fun and some worthy of a page tu ...

By Roberta L. Nestor In case you missed it, Tax Freedom Day has passed and for the average US worker, it was April 23rd, 113 days into the year.  Tax Freedom Day varies from state to state and from co ...

By Roberta L. Nestor The remainder of 2017 will have today’s 1.3million active-duty service members learning about the changes in their retirement benefits and they will have all of 2018 to decide whi ...

By Roberta L. Nestor A few years ago TheBeFrugal.com conducted a Mother’s Day Survey to learn more about the affect a mom’s financial advice had on their children.  The online survey (by The Omnibus C ...